January 2015 - Choice One Real Estate

The new electric company: Your home

by Robert MacDougall | Jan 29, 2015 | Green Living

WASHINGTON – Jan. 28, 2015 – Some builders are starting to design “net-zero” homes for the mass market in hopes of taking the concept mainstream. Long viewed as a niche product for the wealthy buyers, net-zero homes generate more electricity in a year than they use; and the homeowner receives credit for the excess electricity.

Builders believe there is rising demand from home buyers and local regulators. However, the cost of achieving net-zero status – the initial outlay for equipment – will be the main hurdle.

Customers who switch to solar would have to wait several years for electricity-bill savings to cover the thousands of dollars they spent upfront on features like solar panels and energy-efficient windows, doors and appliances.

The industry predicts that parts of the country with a lot of sunshine to generate solar energy – such as Florida or the American Southwest – will see the highest initial demand for solar energy.

The Department of Energy certified 370 homes as “net-zero ready” in the past year, but the total number of homes is just a fraction of the overall market.

Source: Wall Street Journal (01/21/15) P. A3; Hudson, Kris

Don’t Miss These Home Tax Deductions

by Robert MacDougall | Jan 27, 2015 | renovations

From mortgage interest to property tax deductions, here are the tax tips you need to get a jump on your returns.

Owning a home can pay off at tax time.

Take advantage of these homeownership-related tax deductions and strategies to lower your tax bill:

Mortgage Interest Deduction

One of the neatest deductions itemizing homeowners can take advantage of is the mortgage interest deduction, which you claim on Schedule A. To get the mortgage interest deduction, your mortgage must be secured by your home — and your home can be a house, trailer, or boat, as long as you can sleep in it, cook in it, and it has a toilet.

Interest you pay on a mortgage of up to $1 million — or $500,000 if you’re married filing separately — is deductible when you use the loan to buy, build, or improve your home.

If you take on another mortgage (including a second mortgage, home equity loan, or home equity line of credit) to improve your home or to buy or build a second home, that counts towards the $1 million limit.

If you use loans secured by your home for other things — like sending your kid to college — you can still deduct the interest on loans up $100,000 ($50,000 for married filing separately) because your home secures the loan.

PMI and FHA Mortgage Insurance Premiums

You can deduct the cost of private mortgage insurance (PMI) as mortgage interest on Schedule A if you itemize your return. The change only applies to loans taken out in 2007 or later.

By the way, the 2014 tax season is the last for which you can claim this deduction unless Congress renews it for 2015, which may happen, but is uncertain.

What’s PMI? If you have a mortgage but didn’t put down a fairly good-sized downpayment (usually 20%), the lender requires the mortgage be insured. The premium on that insurance can be deducted, so long as your income is less than $100,000 (or $50,000 for married filing separately).

If your adjusted gross income is more than $100,000, your deduction is reduced by 10% for each $1,000 ($500 in the case of a married individual filing a separate return) that your adjusted gross income exceeds $100,000 ($50,000 in the case of a married individual filing a separate return). So, if you make $110,000 or more, you can’t claim the deduction (10% x 10 = 100%).

Besides private mortgage insurance, there’s government insurance from FHA, VA, and the Rural Housing Service. Some of those premiums are paid at closing, and deducting them is complicated. A tax adviser or tax software program can help you calculate this deduction. Also, the rules vary between the agencies.

Prepaid Interest Deduction

Prepaid interest (or points) you paid when you took out your mortgage is generally 100% deductible in the year you paid it along with other mortgage interest.

If you refinance your mortgage and use that money for home improvements, any points you pay are also deductible in the same year.

But if you refinance to get a better rate or shorten the length of your mortgage, or to use the money for something other than home improvements, such as college tuition, you’ll need to deduct the points over the life of your mortgage. Say you refi into a 10-year mortgage and pay $3,000 in points. You can deduct $300 per year for 10 years.

So what happens if you refi again down the road?

Example: Three years after your first refi, you refinance again. Using the $3,000 in points scenario above, you’ll have deducted $900 ($300 x 3 years) so far. That leaves $2,400, which you can deduct in full the year you complete your second refi. If you paid points for the new loan, the process starts again; you can deduct the points over the life of the loan.

Home mortgage interest and points are reported on Schedule A of IRS Form 1040.

Your lender will send you a Form 1098 that lists the points you paid. If not, you should be able to find the amount listed on the HUD-1 settlement sheet you got when you closed the purchase of your home or your refinance closing.

Property Tax Deduction

You can deduct on Schedule A the real estate property taxes you pay. If you have a mortgage with an escrow account, the amount of real estate property taxes you paid shows up on your annual escrow statement.

If you bought a house this year, check your HUD-1 settlement statement to see if you paid any property taxes when you closed the purchase of your house. Those taxes are deductible on Schedule A, too.

Energy-Efficiency Upgrades

If you made your home more energy efficient in 2014, you might qualify for the residential energy tax credit.

Tax credits are especially valuable because they let you offset what you owe the IRS dollar for dollar for up to 10% of the amount you spent on certain home energy-efficiency upgrades.

The credit carries a lifetime cap of $500 (less for some products), so if you’ve used it in years past, you’ll have to subtract prior tax credits from that $500 limit. Lucky for you, there’s no cap on how much you’ll save on utility bills thanks to your energy-efficiency upgrades.

Among the upgrades that might qualify for the credit:

Biomass stoves

Heating, ventilation, and air conditioning

Insulation

Roofs (metal and asphalt)

Water heaters (non-solar)

Windows, doors, and skylights

To claim the credit, file IRS Form 5695 with your return.

Vacation Home Tax Deductions

The rules on tax deductions for vacation homes are complicated. Do yourself a favor and keep good records about how and when you use your vacation home.

If you’re the only one using your vacation home (you don’t rent it out for more than 14 days a year), you deduct mortgage interest and real estate taxes on Schedule A.

Rent your vacation home out for more than 14 days and use it yourself fewer than 15 days (or 10% of total rental days, whichever is greater), and it’s treated like a rental property. Your expenses are deducted on Schedule E.

Rent your home for part of the year and use it yourself for more than the greater of 14 days or 10% of the days you rent it and you have to keep track of income, expenses, and allocate them based on how often you used and how often you rented the house.

Homebuyer Tax Credit

This isn’t a deduction, but it’s important to keep track of if you claimed it in 2008.

There were federal first-time homebuyer tax credits in 2008, 2009, and 2010.

If you claimed the homebuyer tax credit for a purchase made after April 8, 2008, and before Jan. 1, 2009, you must repay 1/15th of the credit over 15 years, with no interest.

The IRS has a tool you can use to help figure out what you owe each year until it’s paid off. Or if the home stops being your main home, you may need to add the remaining unpaid credit amount to your income tax on your next tax return.

Generally, you don’t have to pay back the credit if you bought your home in 2009, 2010, or early 2011. The exception: You have to repay the full credit amount if you sold your house or stopped using it as primary residence within 36 months of the purchase date. Then you must repay it with your tax return for the year the home stopped being your principal residence.

The repayment rules are less rigorous for uniformed service members, Foreign Service workers, and intelligence community workers who got sent on extended duty at least 50 miles from their principal residence.

Published: December 22, 2014

6 Reasons to Reduce Your Home Price

by Robert MacDougall | Jan 27, 2015 | Selling, Uncategorized

While you’d like to get the best price for your home, consider our six reasons to reduce your home price.

Home not selling? That could happen for a number of reasons you can’t control, like a unique home layout or having one of the few homes in the neighborhood without a garage. There is one factor you can control: your home price.

These six signs may be telling you it’s time to lower your price.

1. You’re drawing few lookers.

You get the most interest in your home right after you put it on the market because buyers want to catch a great new home before anybody else takes it. If your real estate agent reports there have been fewer buyers calling about and asking to tour your home than there have been for other homes in your area, that may be a sign buyers think it’s overpriced and are waiting for the price to fall before viewing it.

2. You’re drawing lots of lookers but have no offers.

If you’ve had 30 sets of potential buyers come through your home and not a single one has made an offer, something is off. What are other agents telling your agent about your home? An overly high price may be discouraging buyers from making an offer.

3. Your home’s been on the market longer than similar homes.

Ask your real estate agent about the average number of days it takes to sell a home in your market. If the answer is 30 and you’re pushing 45, your price may be affecting buyer interest. When a home sits on the market, buyers can begin to wonder if there’s something wrong with it, which can delay a sale even further. At least consider lowering your asking price.

4. You have a deadline.

If you’ve got to sell soon because of a job transfer or you’ve already purchased another home, it may be necessary to generate buyer interest by dropping your price so your home is a little lower priced than comparable homes in your area. Remember: It’s not how much money you need that determines the sale price of your home, it’s how much money a buyer is willing to spend.

5. You can’t make upgrades.

Maybe you’re plum out of cash and don’t have the funds to put fresh paint on the walls, clean the carpets, and add curb appeal. But the feedback your agent is reporting from buyers is that your home isn’t as well-appointed as similarly priced homes. When your home has been on the market longer than comparable homes in better condition, it’s time to accept that buyers expect to pay less for a home that doesn’t show as well as others.

6. The competition has changed.

If weeks go by with no offers, continue to check out the competition. What have comparable homes sold for and what’s still on the market? What new listings have been added since you listed your home for sale? If comparable home sales or new listings show your price is too steep, consider a price reduction.

Do’s and Don’ts of Homebuyer Incentives

by Robert MacDougall | Jan 27, 2015 | Home buying

Homebuyer incentives can be smart marketing or a waste of money. Find out when and how to use them.

Be sure you’re sending the right message to buyers when you throw in a homebuyer incentive to encourage them to purchase your home.

When you’re selling your home, the idea of adding a sweetener to the transaction — whether it’s a decorating allowance, a home warranty, or a big-screen TV — can be a smart use of marketing funds. To ensure it’s not a big waste, follow these do’s and don’ts:

Do use homebuyer incentives to set your home apart from close competition. If all the sale properties in your neighborhood have the same patio, furnishing yours with a luxury patio set and stainless steel BBQ that stay with the buyers will make your home stand out.

Do compensate for flaws with a homebuyer incentive. If your kitchen sports outdated floral wallpaper, a $3,000 decorating allowance may help buyers cope. If your furnace is aging, a home warranty may remove the buyers’ concern that they’ll have to pay thousands of dollars to replace it right after the closing.

Don’t assume homebuyer incentives are legal. Your state may ban homebuyer incentives, or its laws may be maddeningly confusing about when the practice is legal and not. Check with your real estate agent and attorney before you offer a homebuyer incentive.

Don’t think buyers won’t see the motivation behind a homebuyer incentive. Offering a homebuyer incentive may make you seem desperate. That may lead suspicious buyers to wonder what hidden flaws exist in your home that would force you to throw a freebie at them to get it sold. It could also lead buyers to factor in your apparent anxiety and make a lowball offer.

Don’t use a homebuyer incentive to mask a too-high price. A buyer may think your expensive homebuyer incentive — like a high-end TV or a luxury car — is a gimmick to avoid lowering your sale price. Many top real estate agents will tell you to list your home at a more competitive price instead of offering a homebuyer incentive. A property that’s priced a hair below its true value will attract not only buyers but also buyers’ agents, who’ll be giddy to show their clients a home that’s a good value and will sell quickly.

If you’re convinced a homebuyer incentive will do the trick, choose one that adds value or neutralizes a flaw in your home. Addressing buyers’ concerns about your home will always be more effective than offering buyers an expensive toy.

Winter Lawn Care: 4 Steps to Protect Your Turf

by Robert MacDougall | Jan 22, 2015 | Homeownership

Cold weather on the way means winter lawn care for your backyard.

Although spring lawn care gets all the attention, fall lawn care is the make-it or break-it season for grass.

“I’m already thinking about next year,” says John Dillon, who takes care of New York City’s Central Park, which features 200 acres of lawn in the middle of Manhattan. “The grass I grow this fall is what will be there next spring.”

Fall lawn care is no walk in the park. It’s hard work, and Dillon guides you through the four basic steps.

1. Aeration

Aeration gives your lawn a breather in autumn and provides room for new grass to spread without competition from spring weeds. Aeration tools pull up plugs of grass and soil, breaking up compacted turf. That allows water, oxygen, and nutrients to reach roots, and gives seeds room to sprout.

If kids frequently play on your lawn, plan to aerate twice a year — fall and spring. If your lawn is just for show, then aerate once a year — and maybe even once every other year.

A hand-aerating tool ($20), which looks like a pitchfork with hollow tines, is labor-intensive and meant for unplugging small sections of grass. Gas-powered aerating machines (rental, $20/hour) are about the size of a big lawn mower, and are good for working entire lawns. Bring some muscle when you pick up your rental: Aerating machines are heavy and can be hard to lift into your truck or SUV.

Depending on the size of your property, professional aeration costs about $150.

2. Seeding

Fall, when the soil temperature is about 55 degrees, is the best time to seed your lawn because turf roots grow vigorously in fall and winter. If you want a lush lawn, don’t cheap out on the seed.

Bags of inexpensive seed ($35 for 15 pounds) often contain hollow husks, weed seed, and annual rye grass seed, which grows until the first frost then drops dead. Splurge on the good stuff ($55 for 15 pounds of Kentucky Bluegrass seed), which resists drought, disease, and insects.

Water your new seed every day for 10 to 20 days until it germinates.

3. Fertilizing

A late fall fertilization — before the first frost — helps your grass survive a harsh winter and encourages it to grow green and lush in spring. Make your last fertilization of the year count by choosing a product high (10% to 15%) in phosphorous, which is critical for root growth, Dillon says.

Note: Some states are banning phosphorous-rich fertilizers, which are harmful to the watershed. In those places, look for nitrogen-rich fertilizers, which promote shoot and root growth. Check with your local extension service to see what regulations apply in your area.

4. Mulching

Instead of raking leaves, run over them a couple of times with your mower to grind them into mulch. The shredded leaves protect grass from winter wind and desiccation. An added bonus — shredded leaves decompose into yummy organic matter to feed grass roots.

A mulching blade ($10) that attaches to your mower will grind the leave

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James Piggot

13:17 08 Mar 18

My experience purchasing my first home through Choice One was fantastic from start to finish. Marco and Kristin made the process simple to understand and they were always available to help with any questions I had. I've owned my home for 2 years now and they have even been there over the last 2 years when I had questions about many issues such as the Homestead Act, taxes, Mortgage questions and even helped me find ways to optimize my homeowners insurance to ensure I was making the right choices. I saved a significant amount after reviewing with them just recently. Whether you are looking for a new home or another home, I can't express enough how great Choice One is and their individualized family touch will help you be assured that you've made the best "choice" possible with people who care. Thanks Choice One!

Alan Piggot

21:10 07 Mar 18

As a first time home buyer, when we started looking for our first home I had only heard how stressful and intense buying a home could be. At my brothers recommendation I contacted Marcos and Kristin at Choice One. What really stood out through our journey with them was their honesty and expertise in the south Miami area. Marcos is very humble and honest. He let us know what to expect every step of the way and was excellent at helping us determine what features of a home we desired, and what the value of those features were at that time in the market. When we found a house we loved for a price we thought was great, Marcos had my wife and I walk through the house together making funny requests, like stand in the kitchen, walk past each other in the laundry room etc. My wife and I then quickly realized what living in the home would be like compared to just liking the home. It was little things he did that change our perspective in big ways on the homes we saw. Looking back, I would have to say that buying a home was actually easier and more fun than buying a car or anything else I have ever bought. The staff and everyone we worked with at Choice One were absolute professionals. We used the title and insurance services from Choice One and all around, everyone was extremely competent and speedy with getting our paperwork signed, sealed, and delivered. 5 stars for sure!!!!!

Alex falgons

01:30 08 Mar 18

I purchased a home through Choice One Real Estate and could not be happier with my overal experience. It was my first home so naturally I was nervous but Kristin and Marcos guided me through the whole process. Long story short we were able to close on the house in just 2 weeks! Everything was fast and easy... I would definitely recommend them to anyone and everyone looking to purchase or sell their home.

Chuck Roast

15:17 09 Mar 18

Marcos & Kristin Fullana exceeded our expectations. We were looking for a very quick sale and was willing to make concessions on our house to help with a quick sale. Marcos & Kristin asked us to have faith in their ability's and not under cut the value of our house. 7 days later, were accepted and offer and were under contract. 30 days after that, we were closing on our house. Marcos & Kristin are strait shooters and are very direct when you sit and talk with them, which is very uncommon these days.Thank you Marcos & KristinJamie and Sarah Zweydoff

Amparo Villanueva

23:18 07 Mar 18

Choice One Real Estate are professional, honest, approachable and reliable. Ready to assist, always prompt and sold my house in less than six months! We would use them again. Santos and Amparo Villanueva

Cindy Hinton

14:09 18 Mar 18

I would highly recommend Choice One with your selling or buying of a home. They were terrific when my mom was selling her home could not have done it without them. They will go the extra mile for their clients. Always willing to help out if needed. Thanks again for all your help in selling of my mother's home. Would definitely use them again........

Amanda Tappendorf

18:20 17 Mar 18

Kristin, Marcos & their team went above and beyond over and over again for our family. They were extremely knowledgable, did extensive research, and provided us with well thought out and flexible (to our needs) marketing plans to sell our home. I cannot recommend them enough!

kandice deMoya

22:07 09 Jul 18

I was so happy I chose Choice One reality, Holly Arguelles was my realtor. She made every aspect of selling my home smooth and stress free. The entire experience was great thanks to my realtor and Choice One. I would highly recommend !

mike mcgowan

13:55 06 Aug 18

To call Laura Derrick good or great or amazing wouldn’t do her justice. The only word I can think of that adequately describes her is ‘perfect’. We got what we wanted for our house and it sold and closed super quickly. It was painless and exactly what we were looking for. A+, 5 stars, 10/10!

Lori Schubert

17:42 17 Sep 18

Working with Laura and Ron Derrick was a pleasure. They are a professional power couple that gets things done. It was a great experience and I would highly recommend!

Jason Poppell

18:43 06 Nov 18

If you are looking for a realtor team that you can trust and will take a personal interest in your property goals look no further than Kristen and Marcos Fullana. They were both extremely professional and diligent making sure I received the best deal possible for my house when I put it on the market. I could not have been happier with the results I received from their work.

Elizabeth Carlisle

02:26 15 Feb 19

Laura Derrick is wonderful! We would never have found our wonderful rental property without her dedication and superb local knowledge. She is professional, kind and passionate about matching her clients with the right home for their needs. We cannot recommend her enough and if you trust Laura and Choice One Real Estate you will not be disappointed!!

Jill Volovar

19:55 15 Feb 19

Working with Laura was awesome. She was always available and cheerful. She was super creative and had new ideas all the time. Consider Laura Derick as your realtor at Choice One Real Estate!!!!

Jacq'ee C

12:34 23 Mar 19

Laura is an A+MAZING realtor! It is rare to encounter such professionalism in Miami Dade county and she knows her stuff. I wasted 10 months with a large well known company hoping that my realtor would close the deal, but it never happened. Thankfully a friend told me about how Laura helped them sell and buy their home and how wonderful she was throughout the entire process. I have to say that she is incredible and true to her word. She worked hard and stayed in constant communication with me and in less than two months, my house was off the market. I couldn't be happier with my experience. Thank you Laura and Choice One Real Estate!

Alejandra Tamayo

02:19 30 Mar 19

We can't speak highly enough of our experience with Marcos Fullana. He’s knowledgeable, honest and cares about his clients. Additionally, he always answered every call, text and email. We highly recommend Marcos Fullana, he’s someone you can trust and a pleasure to work with.

Ryne Phillips

18:35 18 Jun 19

Marcos promised us a 5 star experience and he did not disappoint. His knowledge and experience made my wife and I feel at ease throughout the entire sale of our house. He was never to busy for us and was always there to answer our questions.

Aj Miller

01:17 22 Jul 19

BLUF - Laura Derrick and the team is amazing!This might be a little long, but I always like more information than too little. I first met Laura and the team at Choice One when I bought my house. She represented the sellers and honestly, by the end of my closing I was talking to her more than my own Realtor. My fault, when I bought my house, I did a bad job researching my real estate agent and my purchase almost suffered for it. Laura actually handle a large portion of my purchase... see I have strange luck and the most random things kept happening with the home. For example, the survey company accidentally added the land of my soon to be home into the purchase of the property behind the house, so the house was good to sell, but the land the house was on was owned by another person (complete accident found out during the survey). My real estate agent didn't have a clue what to do, but Laura and the team came to the rescue. They worked with the courts and the legal team to get everything fixed, crazy thing after crazy thing. Laura worked with my Realtor to ensure I was able to close with in a few days of my original date, even with all the random issues. In fact, Laura is the one that I saw more often than my own Realtor. So when it came time to sell, I went to Laura to represent me. Again, cause its me, random stuff happens. My work moved me to a new location after only be in Miami for less than a year. Yup, I owned the house for less than a year. Want to talk about stress! I had to sell the house, try to make up my expenses, not loose too much, and do it all in a short time period. Again, Laura the woman with a plan came to the rescue. She is honest and always up front about everything. She will not sugar coat anything to make you feel better. She gives you the hard facts so you know exactly where you stand and what to expect. But at the same time, she will do what it is you want. I knew I was pricing the house a little high, but she worked with me. She showed me the numbers so I knew what I was up against. I ended up pricing about 10000 less than I wanted, but there was no way that I was going to get that on a house I lived in for only a year. When the offer came it, she gave me an honest thoughts on the offer and walked me through everything. EVERYTHING.Through out the whole process she was amazing. I have fur-children that she would take care of during showings, making sure to open the doggie door for them after and giving them tons of love while she was showing. I mean, couldn't have been better. She even straightened up one time when she had a last minute showing for me! Laura also had professional photos done for the house and helped me stage it.For closing, Laura and the team were rushing to once again help a buyer. The buyers team of people... well they were not at the same standard as Choice One. They messed up the loan rate lock date, so Laura and her team were rushing to try and close about a week early. They were so nice to help the new family out. I had a house hunting trip planned, so I was going to be out of town, Choice One went over all the paperwork with me ahead of time and we did a POA so they could sign for me since I would be out of town. Just amazing team work.I cannot express how amazing this team is, for buying and selling.Thank you Choice One and Laura for the hard work!

Stephanie Manjarres

20:02 02 Aug 19

My experience with Marcos was great. He is very professional, punctual, and overall a very pleasant buying experience. Thank you for helping me buy my “lake house”.

Jessy Pineda

19:31 21 Aug 19

Everyone at Choice One is exceptional. From finding your home, helping with the financing, to obtaining the proper homeowners insurance - they are true professionals. They always do their best to find the lowest insurance premiums for auto, too. Choice One is truly a gem. A true one stop shop.

Carol Fink

19:11 14 Dec 19

Laura Derrick was so professional and helpful in selling our home. When the buyers’ real estate agent dragged his feet, she was able to light a fire under him and get the closing finalized. Thank you Laura, you’re a gem!

Christine Nall

20:54 22 Apr 20

Absolutely amazing! When I decided to move out with they son, I told Laura exactly what I wanted and my price range and she exceeded expectations and also made the process as painless and headache free as possible! We all know looking for places can be a hassle but I knew I didn’t have anything to worry about with her the second I reached out for help. She’s very patient, kind and attentive to everyone’s needs. I would highly recommend not only her, but also her colleagues. They make a truly amazing team.

Karen Neher

02:39 08 Apr 20

Marcos Fullana is very professional. He explained the entire process very clearly and always responded quickly to any questions we had. We were very impressed by how well he represented us. Through his skillful negotiations, he obtained an offer of the asking price on the first day the house was shown. He is very honest and reliable. We are extremely satisfied with his service and highly recommend him!

02:32 16 Apr 20

Update: The review below I wrote two years ago when we bought our first home. Well, we found our dream home and Marcos and the whole team at choice one helped us get into it. I wanted to provide another review that nothing has changed with Marcos and Choice One. Marcos provided that same "attention to every detail" type of service. We are so pleased with Marcos that we recommend him to anyone we know looking for a home to buy or rent.** From 2 years ago****As a first time home buyer, when we started looking for our first home I had only heard how stressful and intense buying a home could be. At my brothers recommendation I contacted Marcos and Kristin at Choice One. What really stood out through our journey with them was their honesty and expertise in the south Miami area. Marcos is very humble and honest. He let us know what to expect every step of the way and was excellent at helping us determine what features of a home we desired, and what the value of those features were at that time in the market. When we found a house we loved for a price we thought was great, Marcos had my wife and I walk through the house together making funny requests, like stand in the kitchen, walk past each other in the laundry room etc. My wife and I then quickly realized what living in the home would be like compared to just liking the home. It was little things he did that change our perspective in big ways on the homes we saw. Looking back, I would have to say that buying a home was actually easier and more fun than buying a car or anything else I have ever bought. The staff and everyone we worked with at Choice One were absolute professionals. We used the title and insurance services from Choice One and all around, everyone was extremely competent and speedy with getting our paperwork signed, sealed, and delivered. 5 stars for sure!!!!!

A Google User

16:58 12 Jul 20

Marcos was the best real state agent I have ever had. I have purchased/sold 7 homes in my life (that’s 13 real state agents. He sold my house the first day on the market. He kept me abreast on everything that was going on in the process. If I ever need a realtor again, I will select him.

noemi

18:32 13 Jul 20

The realtor, Marcos Fullana, went above & beyond in making sure my property was sold expediously & with the utmost professionalism. He is extremely knowledgeable in real estate & helped guide me through everything. He was involved in everything from day one from paperwork, including, inspections to assure I was protected. His wife Kirsten was also amazing in helping me as well. They are both tenacious, ethical & professional. I highly recommend you hiring them for real estate, mortgages or insurance & I will certainly use them again. Thank you immensely Marcos & Kirsten Fullana !!

Ines Grant

23:40 19 Aug 20

Before choosing a real estate agent, I conducted a lot of research to see who would be the best choice based on the investment they make into selling the property (time and effort, not necessarily financially) and how they promote their listings. My best friend Martha knew of my concerns and highly recommended ChoiceOne Companies/Marcos to handle all my real estate needs and I now understand why!We spoke with Marcos and then met with him at our home. He spent hours answering our questions, providing objective data regarding how many homes they sell, how long their listings typically stay on the market, and providing tons of information on comps in the area. We were concerned that our house, which was an older home and although had lots of updates might be tough to sell. Marcos made the process incredibly easy and took extra steps many other Realtors don't (but should), like givIng us staging tips, having professional photographs taken and a lot more.When we saw our listing, we were blown away. His hard work and knowledge of what it takes to sell a home really paid off. Our listing looked amazing and knocked out the competition. We had a buyer put in an offer sight unseen!!!Our house went under contract 2 days after we put it on the market at 10K above our asking price. We accepted and Marcos walked us through every step of the closing process. It couldn't have been a more pleasant experience.I've recommended ChoiceOne/Marcos to everyone I know. He's a true professional and a genuinely nice guy. I realize it won't always be this easy to sell your home, but I think you'd be hard pressed to find a better Realtor.

Drake Peterson

21:23 29 Sep 20

Marcos was amazing to work with when purchasing my new home. He knows a wealth of information and was always on top of the closing process. Very organized, professional, responsive, and a pleasure to work with. 10/10 would recommend reaching out to him for any real estate advice or help. He knows a great deal about insurance and any questions someone like myself who was purchasing a house for the first time didn't know. He never missed a beat! Thank you again Marcos!